Program Overview
Much of the "debate" about annuities is polemic—between those who love annuities and those who hate them. Regrettably, much of the rhetoric is based in misunderstanding, if not outright myth. In this program, John Olsen, CLU, ChFC, AEP, sorts out the "trues and falses" of annuities, explains common misconceptions about them, and shows you why they are still important financial planning tools.

Invite your colleagues and associates to benefit from this audio conference at no additional charge when you register for the program.

By the end of the program you will know:

• Why generalizations that begin with "annuities are…" are useless

• Why both critics and fans of annuities often get it wrong, as in:

  • "The investment expenses in variable annuities are too high"
  • "Annuitization is a bad investment decision"
  • "Tax deferred growth is always better than currently taxable growth"
  • "You should never fund your IRA with an annuity"

Featured Speaker:
John Olsen, CLU, ChFC, AEP, is an estate and financial planner who has been practicing in St. Louis County, Missouri for over 30 years. In addition to serving his personal clients, Mr. Olsen consults with investment, legal, and accounting professionals on insurance, annuity, and estate and financial planning cases and provides expert witness testimony in these areas. A significant part of Mr. Olsen’s practice consists of consulting with advisors on estate and financial planning software. He serves on the Board of Directors of the St. Louis chapter of NAIFA and the St. Louis Estate Planning Council, is a former Board member of the St. Louis Chapter of the Society of FSP, and serves on the Continuing Legal Education Advisory Board of the American Academy of Estate Planning Attorneys. He is co-author of The Annuity Advisor (National Underwriter Co., 2005) and has written numerous articles and presentations on annuities, insurance, and planning software. He is a sought-after speaker, having presented to the S. CA Tax & Estate Planning Forum, the national conventions of Society of FSP and FPA, to various Estate Planning Councils, Society of FSP and NAIFA chapters, and other industry groups.